Wikio - Equifax

Insights And Tips On Equifax Credit Report (Top News Cast - World)

Wed, 27 Aug 2008 11:19:00 GMT

By Ray Lam An Equifax credit report may be the one of the most important statements in your possession. Employers, landlords, and money loaners rely on a person's background credit as the primary, and sometimes only, source of information that determines the ability to borrow money and own a home. While everyone is entitled to a free annual credit report under federal law, understanding your...

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Understanding Your FICO Score And Its Variances (Article Archive)

Mon, 25 Aug 2008 03:46:01 GMT

The main system in place for determining credit scores is called FICO, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula. The three credit bureaus, Equifax, TransUnion, and Experian all use this system to establish credit scores, but they each market it under a different name.

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RUTH TO THE RESCUE: Fraud alerts can give identity thieves a challenge (Detroit Free Press)

Thu, 21 Aug 2008 03:24:00 GMT

Make it difficult for identity thieves to open new accounts in your name or change existing accounts. Contact one of the three credit reporting agencies -- Equifax, TransUnion, Experian -- and request a fraud alert be placed on your credit report.

Source : Detroit Free Press (subscribe)

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Equifax Eliminates 190 Positions (Direct's Latest Articles)

Wed, 20 Aug 2008 23:32:00 GMT

Equifax Inc. has laid off 190 workers as part of a reorganization effort, according to a company spokesman.

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RUTH TO THE RESCUE: Help yourself by requesting fraud alert on credit report (Detroit Free Press)

Tue, 19 Aug 2008 03:31:00 GMT

Make it difficult for identity thieves to open new accounts in your name or change existing accounts. Contact one of the three credit reporting agencies (Equifax, TransUnion, Experian) and request a fraud alert be placed on your credit report.

Source : Detroit Free Press (subscribe)

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Equifax ID Patrol Review - A Good Choice to Monitor Your Credit Reports and Protect Your Identity? (Money Smart Life)

Sat, 09 Aug 2008 13:13:31 GMT

Equifax’s ID Patrol, a new identity theft protection and credit monitoring service, launched recently and I used a promotion code to sign up for a free trial. I’m a big fan of credit monitoring services, as you could probably tell from my True Credit review, especially if they offer identity theft protection as part of [...]

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Boosting your credit score (Seattle Times)

Fri, 08 Aug 2008 03:55:50 GMT

Lending standards have tightened, making credit scores more important, says Steve Ely, president of personal-information solutions for Equifax...

Source : Seattle Times (subscribe)

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Does Having Too Many Credit Cards Hurt Your Score? (Ask Mr. Credit Card)

Thu, 31 Jul 2008 09:00:21 GMT

One of our readers, A. Brown, sent us this question: Hello - I recently requested and received my credit report and score from Equifax. I was happy that it came back at 792. However, it stated that I have too many open accounts and too many recently opened accounts. Over the years I have had my [...]

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Equifax Gives Companies New Advantage for Automating & Improving Business Credit Decisions (PR News Wire )

Tue, 29 Jul 2008 12:30:00 GMT

ATLANTA, July 29 /PRNewswire-FirstCall/ -- Equifax Inc. (NYSE: ) today announced the launch of a new commercial solution to automate application processing and improve account management and decisioning. Called Account Advantage(TM), the solution leverages comprehensive business credit information to help non-financial trade professionals increase efficiencies throughout the credit decisioning...

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The Wrong Way to Dispute Your Credit Report (Top News Cast - World)

Sat, 26 Jul 2008 08:50:00 GMT

By Matt Douglas Disputing negative credit items with the credit bureaus Equifax, Experian, and Transunion can often be a challenge. Many times the bureaus respond to a dispute with a letter indicating they verified the disputed item. Accordingly, you are stuck with the information being reported about you. The Fair Credit Reporting Act (FCRA) allows you to attach a 100-word essay to your credit...

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Details on Equifax ID Patrol and Your Chance to Win a Free Trial (Free Money Finance)

Fri, 25 Jul 2008 12:45:00 GMT

Recently I had the chance to interview Steve Ely, president of Equifax Personal Solutions, about their Equifax ID Patrol service (they emailed me, I asked "why would I need this?", and an interview resulted.) Our interview is below, and after...

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Checking Your Credit Report: Different Ways to Check Your Credit Report (Article Master)

Tue, 22 Jul 2008 22:45:40 GMT

Every consumer should want to keep track of their credit score, and the best way to get a full rundown on your credit and your financial standing is to get a copy of your credit report from one of the major three credit services (Experian, Trans Union, and Equifax). Because of a law passed [...]

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Equifax 2Q profit edges up (SignalBlog)

Tue, 22 Jul 2008 20:51:28 GMT

Credit reporting service Equifax Inc. said its second quarter profit rose 1 percent as sales rose 10 percent, led by growth in its international business. Its U.S. consumer business sales fell, struggling in a weak economy. CEO Richard Smith said even though the U.S. economy weakened further since full-year guidance was provided, he expects performance to [...]

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Equifax quarterly net income rises 1% (Market Watch)

Mon, 21 Jul 2008 21:28:06 GMT

SAN FRANCISCO (MarketWatch) -- Equifax Inc. said late Monday that second-quarter net income came in at $70.8 million, or 54 cents a share, up 1% from a year earlier when the credit information provider made $70.1 million, or 51 cents a share. "In spite of the fact that the economy has weakened further since we last gave guidance, we remain confident in our original range and full year performance...

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Equifax profit rises slightly to $70.8 million (The Atlanta Business Chronicle)

Mon, 21 Jul 2008 21:15:30 GMT

Equifax Inc. reported late Monday net income growth of 1 percent in the second quarter. (EFX)

Source : The Atlanta Business Chronicle (subscribe)

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Equifax Reports Revenue of $501.9 Million and Operating Income of $127.7 Million for the Second Quarter of 2008 (PR News Wire )

Mon, 21 Jul 2008 21:00:00 GMT

ATLANTA, July 21 /PRNewswire-FirstCall/ -- Equifax Inc. (NYSE: ) today announced financial results for its second quarter ended June 30, 2008. The company reported revenue of $501.9 million, a 10 percent increase over the second quarter of 2007, and operating income of $127.7 million, a 7 percent increase from the same period of 2007. Diluted earnings per share ("EPS") was $0.54 compared to...

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Equifax and National Consumer Telecom & Utilities Exchange Extend Agreement Through 2015 (PR News Wire )

Mon, 21 Jul 2008 11:30:00 GMT

ATLANTA, July 21 /PRNewswire-FirstCall/ -- Equifax Inc. (NYSE: ) and The National Consumer Telecom & Utilities Exchange, Inc. (NCTUE) announced today that the NCTUE has extended Equifax's exclusive contract to manage its database until June 10, 2015. Through this relationship, telecommunications, cable and utility companies gain access to consumer payment performance data to identify...

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myfico.com (Cebu Entrepreneur)

Fri, 18 Jul 2008 01:26:01 GMT

Here are the three main offices of credit cards (also known as the agencies for the evaluation of the loan): Equifax (EQ), Experian (EX), Trans Union (TU). It must be all three of your FICO the good reviews cover your entire picture. What is the reach of the FICO reviews? FICO (aka Classic or BEACON), evaluations can [...]

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myFICO 20% off Summer Sale on All 3 Credit Scores (The Sun's Financial Diary)

Tue, 15 Jul 2008 02:51:48 GMT

Original post on The Sun's Financial Diary myFICO 20% off Summer Sale on All 3 Credit Scores myFICO, the official provider of FICO credit score， is now having a summer sale with 20% off on all 3 credit scores from Equifax, Experian, and TransUnion (FICO Credit Complete). The original price of FICO Credit Complete is $47.85. Now [...]

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Headline News - July 14, 2008 (Payment News)

Mon, 14 Jul 2008 12:21:36 GMT

Study Highlights Market Opportunity and Vendor Strategies for Online Payroll Services PayCycle Continues Significant Growth Despite Broader Economic Downtown; Adds 75,000th Customer Graduates May be Easy Targets for Identity Theft Equifax Helps Consumers Combat Identity Theft with Launch of Equifax ID Patrol Note: Throughout the day, as Payments News happens, this post is updated. For...

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